Poradenství v oblasti Kreditní karta konsolidaci dluhu


Credit cards can be a great boon to many people, and have been since the introduction of the first one, BarclayCard, back in 1966, which then enjoyed a credit card monopoly into the seventies, when, in 1972, Access was launched. Nowadays every major ( and minor) Bank, large store, etc, have added to the virtually thousands of cards to choose from. The introduction of so many plastic money sources, for many of us, has caused an uncontrollable temptation to spiral into consumer debt.

Do you really know how many credit cards you carry and what their balances all are?

Do you know what the rate of interest is on these cards?

Do you have a list of long-pending bills?

Znáte svou přesnou finanční situaci?

Ale tyto kreditní karty vyrábějí společnosti mají jen jednu myšlenku v mysli. They are not thinking of the convenience that plastic money brings to us, or for those of us that use the credit card interest free period, but for those of us that take the easy temptation into debt not considering where the real money will come from to repay these credit card debts.

Horší všech, nejsou prakticky žádné ovládací prvky vůbec v těchto karet, které vydávají firmy, especially over their extortionate interest rates. I saw one card, with an interest rate of 35%.

Because this temptation is so easy, it doesn’t matter whether you’re already deep in debt or whether you are on the verge of getting into it; in many cases you need some advice on debt consolidationand not informally from friendsbut from experts.

Where can you get expert advice on debt consolidation for your credit cards?

You can get advice on credit card debt management from banks and financial firms. There are loads of debt consolidation companies around who will supply you with a financial expert or councilor to help solve your problems. You may also find some helpful advice online on debt management.

All you are required to do is to fill-out a form, jim informace o vaší kreditní rating, Vaše zajištěné a nezajištěné dluhy, a seznam svých věřitelů. They will chalk out a plan just for you and advise on which steps you should take next.

Another advantage of debt advice is that your advisor will also suggest you some lifestyle changes you can make in the future to changes in your lifestyle to prevent another credit card debt pile up.

To je skvělé, ale jak moc budete muset zaplatit?

Nebojte se! Většina poradního části je provedeno zdarma. Although the price can only be known once you have chosen the company or bank with whom you wish to work. Tam jsou určitě on-line stránky a jiné firmy, které vám nabídnou radu bez nákladů, ale je to pro vás rozhodnout,.

Kreditní karta dluhy by neměl být opomíjen, a to je vždy lepší poradit od pravého zdroje. Choose your company with utmost care and you will find your way out of debt.

Also, if you ever get into debt, do not become an ostrich. Lepení hlavu do písku, bude ve skutečnosti není, aby se situace o nic lepší. Stejně jako dluhové poradenství, you should inform your credit card company ( or companies) as soon as you get into trouble.